Investors Day: Asaxiy Invest presented its development strategy and future plans
At the “Investors Day” event, Asaxiy Invest presented the company’s strategy, Islamic finance principles, financial results, and future plans.
Asaxiy Invest held a special “Investors Day” event for investors and partners. The main purpose of the meeting was to openly present the company’s activities, financial model, Islamic finance principles, current results, and plans for the coming years.
The event brought together the Asaxiy Invest team, representatives of Mezon Kengashi, financial consultants, experts, and investors. The program covered the company’s history and mission, market opportunities, the murabaha model for businesses, the global context of Islamic finance, financial indicators, and investor experience.
The mission of Asaxiy Invest
The event began with a presentation on the company’s history and mission. Asaxiy Invest was founded in 2021 with the goal of creating a transparent financial solution based on Islamic finance principles and real trade.
The main idea of the project is to offer people a clear, transparent, and riba-free financial alternative. That is why the company relies on three key principles in its activities: transparency, fairness, and trust.
It was noted that investors’ funds are directed into the trade of real goods, while the generated profit is distributed between investors and the company based on a pre-agreed ratio. The profit-sharing model is based on a 60/40 distribution.
Market demand and strategic opportunity
The next part of the meeting focused on the financing needs of small and medium-sized businesses in Uzbekistan. Many entrepreneurs face difficulties when using traditional financial instruments because of high collateral requirements, interest-based loans, and religious considerations.
This shows that there is a clear market need for a financing model based on real assets, transparency, and Islamic finance principles. Asaxiy Invest is developing the murabaha direction for businesses as a response to this need.
The murabaha model for businesses
In Asaxiy Invest’s strategy, murabaha for businesses is considered one of the key directions. The essence of the model is that the company first purchases a real product or asset into its own ownership, and then provides it to the buyer at a pre-agreed and fixed price.
In this model, income is generated not by giving money in exchange for money, but through a real trade transaction. The price is determined before the agreement is concluded and does not change afterward. This is important in terms of transparency, clarity, and compliance with Islamic finance requirements.
The presentation noted that the main part of the portfolio will be directed toward B2B murabaha, while a smaller part will be allocated to the B2C segment. This approach allows the company to build a portfolio connected to the real economy, backed by assets, and focused on more sustainable growth. The Asaxiy ecosystem database was also presented as an important advantage for business assessment and risk analysis.
Islamic finance and Shariah compliance
An important part of the event was dedicated to the principles of Islamic finance, honesty in trade, and the blessing of partnership. Representatives of Mezon Kengashi explained that transactions must be clear and transparent, free from uncertainty, and that business activities must be free from riba. Income should be generated only from permitted trade operations.
It was also noted that the activities and contracts of Asaxiy Invest are reviewed by specialists from the special council under Mezon Kengashi. The availability of a certificate of compliance with international AAOIFI standards was emphasized as one of the factors strengthening trust.
How do mudarabah and murabaha work?
During the event, the technical aspects of the mudarabah and murabaha models were explained in simple terms. In the mudarabah model, the investor acts as the owner of the capital, while the company manages that capital. The generated profit is distributed based on a pre-agreed ratio.
In the murabaha model, a real purchase and sale transaction takes place. The company first acquires the asset into its own ownership and then sells it to the buyer at cost plus a pre-agreed markup. This model makes the process clear, transparent, and controllable.
The global context of Islamic finance
The presentation on international Islamic finance emphasized that this sector is one of the fastest-growing segments of the global financial system. Today, Islamic finance is developing in more than 70 countries.
For Uzbekistan, this direction is still at the stage of formation, but it has significant potential. The new legal environment, the needs of businesses, and the growing public interest in halal financial solutions create important opportunities for projects such as Asaxiy Invest.
Financial results and transparency
One of the most important topics for investors was financial performance. The presentation openly showed the profit indicators for the previous quarters:
- Q3 2025 – 6.03%
- Q4 2025 – 7.05%
- Q1 2026 – 4.14%
These indicators allow investors to assess the platform’s performance based on specific figures. It was also explained that profit is distributed fairly among investors, taking into account the invested amount and the duration of participation.
Investor experience
Special attention was also given to investor experience. Investors who have been choosing the platform for several years shared their thoughts on the factors that influenced their decision, as well as on trust, transparency, and long-term partnership.
Future plans
Asaxiy Invest has defined clear strategic goals for the coming years. The presentation outlined plans to scale the MVP and reach 10,000 active investors in 2026, move to the next stage in obtaining an Islamic banking license and reach 40,000 active investors in 2027, and strengthen its position as a national leader with 100,000 active investors in 2028.
The company also presented its target for the B2B portfolio – more than $250 million in AUM.
Conclusion
“Investors Day” became an important meeting for Asaxiy Invest aimed at strengthening open dialogue with investors. The event demonstrated the company’s commitment to transparently presenting its activities, clearly explaining its strategy, and outlining future plans through specific development directions.
The main direction remains unchanged: to create transparent, sustainable financial solutions based on real trade and aligned with the principles of Islamic finance.